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Dan Casagrande, NMLS ID 561104. Synergy One Lending, Inc., NMLS ID 1025894.

The Jumbo Proprietary Financing Tool

Help Your Clients Retire as Well as They’ve Lived
The jumbo proprietary financing tool
(408) 297-0000

Introducing a powerful new retirement financing tool that allows your clients to maximize home equity: The HomeSafe reverse mortgage.

Similar to a jumbo loan, clients age 55 or older can now access significantly more home equity than the HECM loan limits allow. That could help them fund a more comfortable and secure retirement while keeping productive assets invested under your management.

HomeSafe loan proceeds are tax-free,* with a competitive fixed interest rate that’s lower than you might expect.

Old Couple Preparing Salad — Santa Cruz, CA — Dan Casagrande - Reverse Mortgages
Compared to a Home Equity Conversion Mortgage (HECM), HomeSafe offers these great advantages
  • Loan lifts of up to $4 million —significantly higher than a HECM allows
  • No mortgage insurance premium
  • Borrowers now have the Flex1 option to receive part of their proceeds as monthly term payments (over a 12-60 month period), OR as a lump sum
  • Condominiums appraised at $500,000 or more do not require FHA approval
Clients can use proceeds as they choose: Fund a more comfortable and secure retirement.
For example:
  • Pay off existing mortgage debt, have no monthly mortgage payments** and improve cash flow
  • Preserve invested assets
  • Cover medical or in-home care expenses
  • Refinance an existing reverse mortgage to access a larger pool of funds
*Not intended as tax advice. Please consult a tax specialist
**Borrower must occupy home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees

Introducing a powerful new retirement financing tool that allows your clients to maximize home equity: The HomeSafe reverse mortgage.

Similar to a jumbo loan, clients age 55 or older can now access significantly more home equity than the HECM loan limits allow. That could help them fund a more comfortable and secure retirement while keeping productive assets invested under your management.

HomeSafe loan proceeds are tax-free,* with a competitive fixed interest rate that’s lower than you might expect.

Compared to a Home Equity Conversion Mortgage (HECM), HomeSafe offers these great advantages
  • Loan lifts of up to $4 million —significantly higher than a HECM allows
  • No mortgage insurance premium
  • Borrowers now have the Flex1 option to receive part of their proceeds as monthly term payments (over a 12-60 month period), OR as a lump sum
  • Condominiums appraised at $500,000 or more do not require FHA approval
Clients can use proceeds as they choose: Fund a more comfortable and secure retirement.
For example:
  • Pay off existing mortgage debt, have no monthly mortgage payments** and improve cash flow
  • Preserve invested assets
  • Cover medical or in-home care expenses
  • Refinance an existing reverse mortgage to access a larger pool of funds

*Not intended as tax advice. Please consult a tax specialist
**Borrower must occupy home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees
Old Couple Preparing Salad — Santa Cruz, CA — Dan Casagrande - Reverse Mortgages

Now Maybe a Good Time to Tap into a Reverse Mortgage

“If you draw from a reverse mortgage credit line and allow a volatile portfolio to recover, there’s a far better chance there will be money flowing through a 30-year retirement.”

Barry Sacks
California tax attorney
Huffingtonpost.com, Buck Wargo,
Sr. Editor, NowItCounts.com
07/07/2015
 
Contact me to learn more about the HomeSafe jumbo reverse mortgage and how it may help your clients’ long-term retirement strategy.
Miniature House Over a Calculator — Santa Cruz, CA — Dan Casagrande - Reverse Mortgages
Dan Casagrande | NMLS: 561104 
 Reverse Mortgage Consultant 
Couple Dancing — Santa Cruz, CA — Dan Casagrande - Reverse Mortgages

Exclusive Proprietary Reverse Mortgage

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JUMBO Proprietary Financing Tool

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Ready to Help

Dan is devoted to helping seniors in Campbell, Monterey, and Santa Cruz with their with their cash flow needs. Our brokers are just a phone call away, ready to meet with you. They can review all of your options and help you find a plan that puts you in the right home with the right financial benefits. Just dial 831-423-2900 to get started.
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